Water Damage

Water damage to your property can come from a variety of sources.  Floods, pipe breaks and roof leaks are common causes of property losses that result in water damage, and each one of them presents unique issues that cause your claim to become a complex one.

When you need us most…

Steadfast Public Adjusters is ready to assist.

water-damage-restorationA flood, which is defined as, when a property is inundated by overflow of inland and tidal waters, unusual or rapid accumulation of surface water from any source or mudflow, is a loss that is excluded from Commercial Property and Homeowners policies.  In order for this peril to be covered, you will need a flood insurance policy.

In the event of a pipe break, you will be dealing with the issue of provisions in your insurance policy that limit or preclude coverage.  If your insurance company determines after its investigation that these provisions apply they will deny the claim if coverage is precluded or provide you with funds that are not sufficient to cover the loss if there is a coverage limitation.  Roof leaks also contain similar provisions that your insurance company will use to not fully cover your claim.

In any of these instances, because water is involved, there is the potential for the building to be contaminated by a mold infestation.  Like pipe breaks and roof leaks, there are provisions in your insurance policy that limit and in some cases preclude coverage for mold contamination.  If your insurance company determines after its investigation that these provisions apply, you will be faced with the need to perform a mold remediation without the resources to do it properly.

In any loss that involved water damage, your insurance company requires you to make efforts to protect your property from further damage.  Not only is it a requirement under your policy, it is also a good idea to immediately do so in order to lessen the possibility of mold contamination.

We are public adjusters with over 40 years of combined experience, and are based locally.  We will use that experience to represent you to get the maximum possible settlement by and utilizing our knowledge of how the policy works to make sure you get what you need to repair your building and repair or replace any damaged property. 

We will also give you something else – the personalized attention to your claim that the insurance company won’t give you.  We will educate you about your claim, and keep you informed as to the status of your claim so you know where it stands.

Contact us for a free, no obligation evaluation of your claim and let us show you how we can maximize the value of your claim.  We can handle claims from the beginning to their final resolution, and can also work on claims that have already been closed by your insurance company, even though the amount paid is inadequate.  We can also start work on your claim at any point in between.

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About us

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Steadfast Public Adjusters is headed by Justin Davis; who, along with his team, have over 40 years combined experience handling property claims on behalf of insureds like you.

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